A Key Information Document is a standardised pre-contractual disclosure document required for certain regulated credit products. It gives consumers clear, comparable information about the cost and key features of the product before entering into a credit agreement. The format and content requirements are prescribed by regulation and must be followed precisely.
We advise on when a Key Information Document is required, draft KIDs for specific products in the required regulatory format, and review existing KIDs for compliance. We also advise on how KIDs interact with other pre-contractual documentation.